4 Possible Reasons Your Canada Pension Plan Disability Claim Was Denied

The disability law in Canada seeks to increase opportunities for people with disabilities and reducing barriers when trying to participate in various activities in society. The country has a robust legislative framework that protects people with disabilities. Also, the federal government has programs for supporting Canadians living with disabilities.

The Canadian Charter of Rights and Freedoms and the Canadian Human Rights Act are the main legal provisions that protect people with disabilities from being discriminated against. The former outlines the basic rules about how the country operates. Section 15 of this chapter states that every resident is equal irrespective of their age, ethnicity, mental and physical disability.

This means the government is prohibited from discriminating on these grounds when rolling out its programs or making decisions. The disability law also allows for specific policies and programs for improving the living standards of disadvantaged people. For example, there are programs to improve employment for people with disabilities.

On the other hand, the Canadian Human Rights Act protects residents from discrimination when receiving services or hired by the government and private firms. It also prohibits discriminating against individuals due to any form of disability. In the event of an infringement of these rights, you can file disability claims. However, in some cases, you may not succeed when trying to seek compensation. Here are some of the reasons:

1. The Disability Is Not Severe

Your claim may be denied if it is determined that your disability is not severe as defined in the relevant regulations. According to the law, disability is considered severe if someone cannot engage in gainful employment.

2. Late Application

Another common reason for denial is a failure to apply soon enough after experiencing disabilities. For example, if you take too long to apply for a claim, you may fail to meet the four out of six-year criteria as stipulated in the law. If you would like to learn more, visit Disability lawyer Toronto for additional resources.

3. Failure to Provide Adequate Medical Evidence

The law requires you to prove your condition by providing evidence in the form of letters from medical practitioners, medical reports, and your employability. Failure to understand this is likely to lead to the denial of your claim.

4. Failure to Understand the Applicable Disability Terms and Regulations

While the information on eligibility for disability claims is clearly outlined on different websites, it is written in complex legal terms, and many people may not understand. Understanding and adhering to the relevant terms will improve the chances of getting compensation.

4 Ways A Business Lawyer Will Help Keep Your Company Safe

If you are contemplating opening a new business, you are fully aware of the fact many businesses will not make it past their first five years due to poor planning. If you want the best for your business venture and give it every possible chance of success, you need to have a business lawyer on your side. Below are some of the top reasons an experienced business lawyer will help ensure your company is stable and in the right position to succeed.

1. Guidance

A lawyer by your side is the same as having a professional guide you through all obstacles that may come your way. They will also ensure you make smart choices to avoid any potential pitfalls along the way. Experienced lawyers with an in-depth understanding of how your business works will help you grow and succeed despite the inevitable obstacles that will come your way. You can always learn more at the Hoffer Adler website.

2. Finances

When your startup is getting off the ground, there will be many procedures that come into play before you open for business. A business lawyer knows the financial ropes to help you raise capital, keep records of expenses and income and apply for business loans you will need. Most importantly, your lawyer will clearly understand what it will take for you to be fiscally responsible.

3. Liability Protection

A lawyer can set up your startup in a way where you will be best shielded from personal liability if a customer or client files a lawsuit or you go into debt. Liability protection will also ensure your family is protected and only your business is affected. Knowledgeable business attorneys make certain your company follows strict state laws to guarantee protections and benefits stay in place. They will help you stay in compliance with copyright, trademark, zoning, premises liability and employment laws.

4. Structure

To be successful, your business needs to be operated in a specific way. A lawyer will be able to help set up your business structure and determine the divisions of responsibility to help your business stay afloat financially. Your lawyer will also help you draft and review necessary legal documents, such as licenses, contracts, permits, business forms and local registrations.

As you can see, there are many benefits to hiring a business attorney when opening a new business. Your startup deserves a solid beginning to help ensure it gets off the ground. A business lawyer will give you a fighting chance of success.

5 Benefits of Outsourcing B2B Call Centre Services

Businesses should keep up with client growth, retention, and acquisition trends by establishing a call centre. Setting up a call centre is expensive, but fortunately, it can be outsourced. If you’re undecided if this is the best decision for your business, consider the following advantages of outsourcing B2B call centres.

1. Avoiding Delays

There are costs associated with acquiring new clients or servicing existing consumers. Businesses should increase the call centre capacity to accommodate new clients; thus, it will be possible to add new clients without any delays. By outsourcing B2B call centre services, you expand your business and manage to be a step ahead of your competitors. A good source of information is the Extend Communications website, which has more insights and resources available online.

2. Focusing on Closing Sales

When you outsource B2B call centre services, your staff can focus on closing sales.

3. Bypassing People Issues at the Workplace

One of the major challenges associated with running call centres is hiring professional representatives. Hiring good representatives who are competitive may prove to be hard since the nature of their job is demanding.

If you hire the wrong person for the job, they may fail to deliver as expected, and there will be increased job vacancies in the firm since the main focus is on hiring competitive individuals. When you outsource B2B call centre services, you are confident you are dealing with professionals who are well trained, and you will not have to deal with people issues at the workplace.

4. Minimizing the Monthly Costs

A business has ongoing costs such as commissions, CRM licenses, salaries, bonuses, training, and recruitment. There is also the cost of employee turnover. By procuring B2B call centre services, such monthly costs will be minimized.

5. Expanding Internationally

Language barriers or geographical borders cannot limit leading firms. When a business expands internationally, it will encounter a layer of complexity to the call centres initiative. To overcome such an obstacle, you can outsource B2B call centre services from a vendor who has qualified agents in place. The agents should also be natives of each country.


Businesses are bound to gain significantly when they outsource B2B call centre services. For instance, they will ensure they have a competitive edge against their business rivals. Although businesses may have concerns about outsourcing B2B call centre services, it is advisable to set guidelines to address each issue. Before hiring a vendor, check the online reviews posted on different platforms before making a final decision.

4 Ways to Ease Moving Stress

Moving is one of the biggest, most stressful jobs ever, but one the average family endures approximately seven times during their lives. While there is no question about the stress that comes along with the relocation process, you can take steps to ease the worries and headaches that you experience. The following tips are among the many ideas that professional movers recommend to minimize moving stress for families. Visit the Hudson Movers website for more information. Ease your moving day jitters by implementing this into your moving plans.

1. Don’t Wait Until the Last Minute

Procrastinating is a bad quality, especially when you are relocating. Yet, many people wait until the last minute to begin the moving process, most of whom later regret that decision. Never wait until the last minute, even if you are relocating from a small home. If you wait until the last minute, you’ll rush through things, which results in accidents, damages, and lots of extra stress. Give yourself at least six weeks to prepare for the move, when possible, and always get help from family and friends. Moving is never a one-person job.

2. Declutter Before You Pack

Sort through the closets, drawers, and cabinets, tossing items that you cannot wear, do not like, or that are no longer in good condition, to the side. These items can then be sorted into piles that you’ll donate to friends or family or a local charity, price for a yard sale, or toss into the wastebasket. Decluttering saves space, reduces the amount of moving supplies you need, and ensures the new home maintains an impressionable appearance after you move in.

3. Essentials Kits or Boxes

After relocating, you want to rest and relax. Unpacking is the last thought on your mind. Make it easy on your family by packing essentials boxes that contain items like silverware, plates, soap, toothpaste, etc. that your family needs that night, eliminating the need to dig into the boxes to find the items. It’s also worthwhile to pack essential kits for yourself, pets and kids, especially if children are along for the ride.

4. Hire Moving Professionals

Moving companies eliminate most of the hard work associated with the relocation process, whether you’re going across town or across the country. They have the tools and power to lift heavy appliances and furniture and load it onto the truck. With movers, the relocation process takes less time and certainly reduces the worry and stress that you would otherwise experience.